January Money Diet

January Money Diet

Could you stop spending money for 31 days?

If you were successful, what wonderful and significant thing could you do with the cash you saved?

Thousands of people from all over the world have started the year financially strong by participating in the January Money Diet and taking a month-long break from nonessential spending. This no-spend month explores ways to live well and have a fabulous timewithout spending cash.

“The January Money Diet was the perfect spring board for me in my journey of getting out of debt in 2015. I saved a total of $700 by only buying essentials. I’ll be using the extra cash to pay down one of my debts! What a great way to start the year.” – Kris, 2015 January Money Diet participant

Sign Up Today – It’s Free!

The 9th Annual January Money Diet begins January 1, 2018.

Throughout the challenge, Happy Simple Living posts money-saving tips, photos, recipes, do-it-yourself ideas, moneymaking strategies, challenges and reader suggestions to help you start the new year right. We also feature your tips and special prizes!

Here’s how to join the 2018 January Money Diet challenge:

1. Sign up now, and you’ll receive each January Money Diet post conveniently delivered to your e-mail InBox. (Immediately after you subscribe, you will receive an e-mail asking you to confirm your subscription. Your privacy is important, and we never share one iota of your information.)


2. Leave a comment below pledging your participation. We’d love to know where you’re from, whether you’ve participated before, and any special money goals you have. Or you can simply say “I’m in!”

In 2017, we had participants from Germany, Australia, The Netherlands, England, Norway, South Africa, Dubai, Sweden, and Canada.

3. You can also join the January Money Diet Facebook Group for year-’round money-saving ideas, recipes and tips.

4. You are welcome to place one of these banners on your website, blog or social media site to show your participation. Just right click on the image and save to your device.

January Money Diet

January Money Diet

Here’s to a Bright New Year

When we stop mindless spending and focus on what really matters, money can be a means for us to do extraordinary things. If your financial situation is a source of worry or stress, I encourage you to join our like-minded community of people who take a spending break and get back on track.

Your first challenge will be delivered on New Year’s Day. My hope is that by participating in this group endeavor together, we’ll all start the new year a little wiser and a little richer — both personally and financially.

I’m here to support your goals and dreams, and I’m pulling for you.


20 comments to January Money Diet

  • Lisa

    I love the January Money Diet! I have participated each year since 2013. It helps me get back on track, kick off the new year on a positive note and reminds me to slow down and simplify. Thank you for that!

  • Deborah

    Hello from South Carolina. I have participated in past years and look forward to each January for this Money Diet. My goals this year is to save toward buying a house. Ready to get started!!

  • Kelly

    I’m in! Second year. Ottawa Canada

  • Michelle

    Hi second time for me and looking forward to it! Michelle London

  • de Anna

    Hi, I am ready to start 🙂

  • Nancy

    I love the Money Diet. Am sooooo excited to know I can participate again in January.

  • Bobbie

    Hi! I am in from Fredricksburg, VA.

  • Kimberly

    I’m in. First timer from Ohio.

  • Steve

    I’m in! From central Pennsylvania.

  • Kristen

    Looking forward to this! Have already made a commitment to NO credit card use, and to pay off all my outstanding debts. Still have a long way to go, but making progress. The January money diet can only help!

    • Welcome, Kristen! You are officially the FIRST person to sign up for the 2018 January Money Diet and I’m so glad you’re joining us. You’ll receive your first e-mail on New Year’s Eve Day, December 31. Hugs and thanks. xo

  • […] January resolutions go by a number of different names such as Uber Frugal Month, Fiscal Fast or January Money Diet, but the idea is the same. Spend the month of January buying just the absolute essentials. Yes, you […]

  • Inta

    Dear Eliza, count me in! I am from Riga, Latvia and have followed your blog since the last year’s challenge! Wonderful way to set spending pace for the rest of the year!

  • […] it turns out, I’m not alone in my mindset. Thousands of people each year participate in the January Money Diet, a 30 day money-saving challenge. During the month of January, you only spend money on essentials […]

  • Tina

    I’m in. Singapore.
    I started reading your blog a year ago. Have changed my spending habits substantially. This came in handy this year as my job ended unexpectedly in May. Am doing well despite not being employed, thanks to being smarter with spending habits. Thanks for your blog and this challenge. Positive start to the New Year.

  • Nonya

    From Australia… I’m in. We’re set to suffer under a bad change of circumstances right before Christmas, and even with the exorbitant cost of back-to-school time in January that will make it difficult to NOT spend money- I’m in.

  • Katy Emanuel

    I am in and from Western Canada. We participated last year and then did a couple extra times throughout the year to help us save to pay for our move across the country. This year I want to save for a family trip. We found it really had us thinking creatively for meal planning and for finding fun things to do that didn’t cost.

  • Kris

    “The January Money Diet was the perfect spring board for me in my journey of getting out of debt in 2015. I saved a total of $700 by only buying essentials. I’ll be using the extra cash to pay down one of my debts! What a great way to start the year.” – Kris, 2015
    That was me back in January of 2015! In October this year, my husband and I became consumer debt free! – we still have our mortgage. I love this challenge every year, it really helps me to get back on track after a month long spending spree with Christmas. Thanks Eliza for the encouragement.

  • Janet

    I participated last year and will do so again. It wasn’t about being miserly, it helped me to live joyfully and generously without spending money. My life was RICHER. We need to learn that a good life is not about spending, there are a lot of people who have an interest in trying to convince us otherwise. I learned a lot and have established some better habits that saw me through the year. Thanks!

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