Today’s challenge is to explore alternatives to your major expenses and make sure you’re getting the best deal. Take advantage of a quiet month and get quotes on life, homeowner’s, health, disability and auto insurance, telephone service, internet, cable, trash pick up, etc.
Call your phone or cable providers and ask about bundling discounts. Check out the latest deals and see if you can save some money on recurring expenses, and you’ll be way ahead in the year to come.
P.S. In case you’ve just joined us, the January Money Diet is a challenge to take a 31-day break from nonessential spending. You can learn more about the money diet here — and jump right in!
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Win a Deluxe Happy Simple Living Gift Basket
In honor of the January Money Diet, I’ll be giving away a gift basket chock-full of home and garden goodies plus several books at the end of the month. On January 31, 2012, I’ll draw one random name from everyone who commented during the month and that lucky person will win the gift basket. I hope you’ll stop by often this month and share your own ideas, thoughts and experiences about taking a 31-day break from nonessential spending.
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I have satellite tv and I make it a habit to call them every so often to see if there are any specials going on that I can use. Amazingly enough, it’s worked every time I’ve called but 1. One thing I’ve learned, they won’t tell you about these, you have to ask. In the past I used to feel reluctant about haggling over a bill but not anymore. My daughter, son-in-law and I are doing research on home owners insurance now to see if they can get a better deal and coverage somewhere else. Also we are doing research on a new heating and air conditioning system for the house, this one is having issues.
I am a huge advocate of researching everything. Not only do I put an extensive amount of research into my monthly expenses. I also research items we purchase. It saves us so much money in the long run. This year, I am in the process of relocating to another state and I am essentially doing a complete overhaul on our regular monthly expenses. It’s so great to see those savings!
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